Something to Think About
My plan to today was to help clarify some of the questions about health insurance, but as I compiled ideas it became obvious there is so much information available it is almost impossible to offer anything factual without an opposite idea being available.
So, let me discuss one major facet of the healthcare debate – pre-existing conditions. This is not an endorsement of any plan or change, just something to think about!
ObamaCare addresses pre-existing conditions, but not without difficult questions.
Herman Cain ran for president four plus years ago and now writes a blog. Not sure Cain is an authority, but his thoughts were at least interesting: He wrote:
“One thing that will help a lot is if people realize what a bunch of bullfeathers they’re being fed with this whole business about pre-existing conditions. ObamaCare requires that people with pre-existing conditions who don’t already have insurance be allowed to sign up for it, and be charged premiums no different than those who are totally healthy. While this sounds wonderfully compassionate, it goes completely against everything that makes the economics of insurance work – which is why it’s been one of the leading drivers of soaring premiums since ObamaCare took effect.”
Cain likes the “high risk pools” idea, letting the states be involved and funding the losses by taxpayers.
While my understanding is admittedly limited the strategy here is to carve out those who are sick, but without insurance and let taxpayers finance their care rather than it being a burden on people who already were paying for health insurance.
There are arguments both ways, but for me if we as a nation truly desire to provided insurance for people with pre existing conditions it makes sense to have tax payers cover the losses rather than penalizing those of us who already pay premiums.
Yesterday I heard Senator Bill Cassidy a Republican from Louisiana tell the Morning Joe just the opposite – that pre-existing costs should be spread over all who purchase health insurance!
My question is this: If paying for pre-existing condition coverage is “the leading driver of soaring premiums” why wouldn’t we choose a different path?
I’m Steve Sauder
In a recent Face Book post a local mom said, "Not that Parker will go on to be a college athlete; however, if he gets an opportunity, I hope it is because he is versatile. April has been crazy with soccer (3 times a week), baseball (2 times a week), 7th grade basketball (2 times a week) and spring league basketball (2 times a week)... and don't forget tournaments on weekends."
She went on "I know some parents may say, you are over doing it."
Well, this youngster is certainly busy, but if he's on board and his grades are satisfactory he's living a great life for a 12 year old. Critics probably wouldn't object if the activities were dance, theater and Spanish or some other combination.
Point being it is important to give kids the chance to try more than one activity.
A few years ago a friend told his son was really good at baseball, but baseball took too much of their time. That was disappointing!
Parents need to listen. Eight, nine or ten years old kids aren't ready to choose a single sport or activity - they need to try as many as possible.
Kids will let you know when they are not interested.
When my number 2 was five he was overmatched at 40 pounds against 8 year olds and after awhile he said -"wrestle, wrestle, wrestle - lose, lose, lose."
That was eye opening! TJ practiced the rest of the year but didn't compete. Later he fell in love with wrestling.
There are many opportunities for kids these days and it is a shame when mom and dad don’t let their youngsters take advantage. Life lessons from outside activities plus school make for well rounded adults.
We enjoyed a great winter with our oldest grandson excelling in wrestling. His team won the high school state championship and he placed in his weight class. A few weeks later he became a state champion in the Kansas Kids competition. This was all pretty special for me.
Then last week I'm in Manhattan and Tate has a baseball game at four. When I get there he is not in the line up. Brady had warned me he might not play in the first game, so I settled in. Manhattan won the game 5-3. I talked to Tate between games and learned he wasn't starting game 2 either.
Fact is he didn't play at all, but hustled after foul balls, cheered his team on and wasn't too upset after the game. He told me Manhattan had been swept earlier by the same team and his coach was playing to win.
So he got the question I had asked his dad when Brady was an 8th grader after he didn't get to play in a football game.
Would rather have played and lost or have not played but won both games?
After some thought Tate smiled and said "both ways!"
He said was "okay" with not playing because he knew the other players had earned the right to play.
Life lessons learned for both of us on a day when I got watch my grandson NOT play in a baseball game! This too was special!
I'm Steve Sauder.
The administration of Donald Trump is nearing 100 days. That’s about the same time since my last “Something to Think About.” Guess that makes talking about President Trump logical?
It’s often said discussing leaders is interesting. To say that about our new President is of course a massive understatement.
His style is different from any other president, so some say we should have expected disruption and some degree of chaos. One pundit said - who the President fires is more important than who he hires and failures and mistakes are an accepted part of any successful entrepreneur’s activities. Adding most new ventures have to “fake it until they make it” to succeed.
President Trump takes all those ideas to the max and seems to have an inability to walk back or own any of his mistakes.
I didn’t vote for him, but I’m certainly not rooting for him to fail.
I see big problems for President Trump because he tends to exaggerate virtually every thing he talks about and his imagination is so out of proportion to reality it is alarming.
Entrepreneurs often dream bigger than they can produce, but they also have an ability to walk back or tone down their rhetoric. Mr. Trump has yet to do either. As the questions get more difficult – i.e., Syria, North Korea, Russia and Isis he will need to fix this trait.
Imagination was code for the truth in my childhood.
My mom used to say “Stevie, I think you are letting your imagination run wild again!”
What she meant was I was telling a fib. Her style allowed me to live with my misstatements, but also challenged me on their truthfulness.
President Trump has a massive problem with the truth and more importantly it appears he doesn’t appear to understand this!
The size of the crowd at his inauguration or the number of illegal votes cast in the election are not that important in the truth or fiction score, but dealing with Russia, Syria, North Korea and Isis are more than important and we need a leader we can believe.
Things not true make our President easy prey for the media in a contest that makes both sides look silly!
President Trump loves to ad lib “believe me.”
Wow! Of all the stuff he says those 2 words are the most difficult for me to take.
To lead anything and especially the United States of America we must have a leader who we can “believe.”
Thus far Donald Trump has failed that test and with the difficulty of his mission getting more severe each minute he needs to change this immediately.
Please start telling the truth Sir, because we have no future without it!
I’m Steve Sauder